FAQS
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- Personal Loans
- Business Loans
- Payday Loans
This is based on the assessment of the client’s financial standing.
We encourage you to call or come in to have a conversation with one of our Loan Representatives.
- Personal Loans/ Payday Loans: One must be employed for at least nine (9)
months to access a loan. - Businesses: The entity must be in operation for at least one (1) year.
Loans are usually processed within three (3) business days. (Same day processing is available for existing clients)
The basic loan requirements are;
- Valid Identification (ID)
- Tax Registration Number (TRN)
- National Insurance Scheme (NIS)
- Proof of Address (utility bill, bank statement, rent receipt etc.)
- Proof of income for the past 3 moonths, 6 fortnights or 12 weeks, whichever applies
- Kingston Office: Mondays to Fridays from 8:30 am to 4:30 pm.
- Montego Bay Office: Mondays to Fridays from 8:00 am to 5:00 pm.